Hawaii's Trusted Insurance Partner
Protecting What
Matters Most
in Hawaii.
Full-service commercial and personal lines Property & Casualty insurance, backed by local expertise and genuine Aloha.
Insurance Services
Solutions That Work
Expert coverage with the care and commitment Hawaii deserves.
Commercial Insurance
Comprehensive coverage for businesses of all sizes — from general liability and property to workers' compensation.
Learn morePersonal Lines
Protect your home, auto, and personal assets with tailored policies designed for Hawaii residents.
Learn moreProperty & Casualty
Specialized P&C solutions that account for the unique risks of island living.
Learn moreASO Services
Administrative Services Organization solutions — payroll, HR, compliance, and employee management.
Learn moreRisk Management
Proactive risk assessment and loss prevention strategies to protect your business.
Learn moreClaims Support
Dedicated local claims advocacy to guide you through the process with fair, timely resolution.
Learn moreAbout Hoku
Guided by Respect, Rooted in Aloha
Hoku — meaning "star" in Hawaiian — reflects our commitment to being a guiding light for our clients. As a locally owned insurance agency in Kailua-Kona, we understand the unique needs of Hawaii's businesses and families.
Through our sister company, we also provide comprehensive Administrative Services Organization (ASO) solutions, helping businesses streamline payroll, HR, and compliance — all under one roof.
- Full-service commercial & personal P&C agency
- Deep knowledge of Hawaii-specific risks
- Sister company offering ASO services
- Dedicated claims advocacy & support
- Locally owned and operated in Kailua-Kona
"We don't just sell policies — we build lasting relationships."Hoku Insurance
Sister Company
Administrative Services
Beyond insurance, our ASO division helps businesses focus on growth by handling the complexities of HR, payroll, and compliance.
Payroll Administration
Accurate, timely payroll processing with tax compliance.
HR Management
Employee onboarding, benefits administration, and policy development.
Compliance
Stay current with federal, state, and local employment regulations.
Risk & Safety
Workplace safety programs and workers' comp management.